Business Loan
M'Smart Business Loans
Smart, flexible loans designed for small and medium-sized enterprises looking to scale, hire, or invest.
Key features
- Quick decisions
- No early repayment fees
- Tailored term lengths
- Personal guarantee options
What you'll need
- 12 months bank statements
- Management accounts
- Director ID & proof of address
How it works
- 1
Open your account
Create a borrower account in under 2 minutes.
- 2
Complete KYC
Verify your identity securely with Yoti or NIA Ghana.
- 3
Submit application
Fill out the multi-step wizard with autosave.
- 4
Get a decision
Our team reviews and responds in 24-48 hours.
- 5
Receive funds
On approval, your loan is created in our core system and disbursed.